Living paycheck to paycheck is the modern-day way of life. In fact, more than half of Americans state they live this way. To complicate this, nearly half also say they’ve experienced unexpected financial difficulties within the last few months. This can make life stressful and hard to get ahead. But do you have to live …
One of the most detrimental things to our financial success is ignoring our budget. And trust me, it’s easy to ignore our budget. It’s not an enjoyable thing to look at and it seems to just keep all the fun from happening in our lives, right? But saying no to some wants will help you …
The other day an emergency room nurse told me that she had to pull money from her 403(b) fund to buy appliances. She had recently had a significant power surge due to an electrical outage that fried the circuits of her refrigerator, stove, and microwave. She’s never truly felt (until now) the importance of having …
One Example of Why an Emergency Fund is Essential Read More »
Have you ever gone through a period in your life where everything seems to be going ok? Where all of your plans are being carried out without any disruptions and there are no big obstacles that are derailing you? And then there are the times where everything seems to go wrong. Where all of your …
I don’t know how many times I’ve bought something only to realize a year later that it was a complete waste of money. I mean, I loved what I bought and all. Or at least I thought I did at the time. But now I look back and realize (with some frustration) that it was …
In life the unexpected always happens. And unfortunately many of these unexpected things involve us financially. I’m sure you’ll agree with me on this one. Life gets expensive when you least expect it. It’s why each of us need a pile of money set aside just for emergencies. This is called an emergency fund and …
What Is An Emergency Fund And 8 Great Points While Starting One Read More »
Imagine a life where the rules didn’t apply. No stop signs. No authority to govern your life. Some might imagine this as wonderful, a world without rules, but most of us would consider the consequences and realize these laws are there to keep things in control. Orderly. Productive. Efficient. And safe. It’s the same with …
In life, it’s always smart to have goals. If you want to get ahead financially, having well laid out plans for your goals is half the battle. These goals can help you achieve financial independence. But it’s sometimes difficult to save for multiple goals. One little secret to achieving your goals is to have separate …
Five Ways To Prioritize And Save For Multiple Goals Read More »
